Introducing a stellar investment opportunity at 23 Fanning Street in the vibrant community of Waterbury, CT. This stunning 3-bedroom, 2-bathroom home is a treasure with its beautifully finished basement, which provides ample space for a potential in-law suite or a fourth bedroom, adding to the home's versatility and appeal. The heart of this residence is the beautifully appointed kitchen, which seamlessly blends functionality and style, making it perfect for both family dinners and entertaining guests. The charming backyard is an idyllic retreat for relaxation and outdoor gatherings, offering a serene space to unwind or host memorable events. Spacious basement parking area with enough room for 2 cars. This feature is a rare find and adds significant value to the property. Moreover, this home is economically attractive with its low heating costs, ensuring that it is not only a comfortable place to live but also an efficient and cost-effective one. Whether you're looking to invest or find your next family home. Don't miss out on the chance to own this versatile and inviting residence. This home is a great candidate for solar energy, which can help make electric heating more affordable.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,560
Per Month
Principal & Interest
$1,493
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$963
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
F. J. Kingsbury School
220 Columbia Blvd
Distance between this listing and this school0.78 miles
Public District Grades KG-5
4
/10
Regan School
2780 N Main St
Distance between this listing and this school1.01 miles
Public District Grades KG-5
2
/10
Sprague School
1448 Thomaston Ave
Distance between this listing and this school1.09 miles
Public District Grades PK-5
Nearby Schools
2
/10
Reed School
33 Griggs St
Distance between this listing and this school0.87 miles
Public District Grades PK-7
3
/10
North End Middle School
534 Bucks Hill Rd
Distance between this listing and this school1.83 miles
Public District Grades 6-8
3
/10
Duggan School
952 Bank St
Distance between this listing and this school2.49 miles
Public District Grades PK-8
Nearby Schools
5
/10
Waterbury Career Academy
175 Birch St
Distance between this listing and this school1.47 miles
Public District Grades 9-9
6
/10
Waterbury Arts Magnet School (High)
16 S Elm St
Distance between this listing and this school1.65 miles
Public Magnet Grades 9-12
6
/10
W. F. Kaynor Technical High School
43 Tompkins St
Distance between this listing and this school1.74 miles
The neighbors living near this home have an average income of $59,688. Most Waterbury, CT residents have annual incomes between $35k-100k. Typical family type is single, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 23 Fanning St
What is the listing price of this property?
The listing price of 23 Fanning St property is $299,000.
What type of property is this?
The property 23 Fanning St is a house located in Waterbury, Connecticut, 06704.
Is this property for sale now?
Sale Pending: 23 Fanning St is Sale Pending (Pending), which means that the seller has accepted an offer but the sale is not finalized.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $4,729 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 23 Fanning St has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 23 Fanning St is 1,184 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 23 Fanning St is 1984.
This home is located at 23 Fanning St in Waterbury, CT and zip code 06704. This 1,184 square foot home, which was built in 1984, sits on a 0.14 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 15, 2024 and is currently priced at $299,000.
While more than 50 listings in Waterbury, CT in May 2024 were sold above asking price, there were more than 8 listings sold at asking price, and more than 18 were sold below. Between April 2024 and May 2024, Waterbury, CT real estate market has seen increase in the number of listings by 5.4%.
From Rocket Homes Real Estate and based on county public records data.